Benefits

• Implementation is at no cost to the payer (insurer or TPA)

• The program significantly reduces payment processing and mailing costs while eliminating delays and uncertainty caused by mail delivery or address changes. It also prevents lost, stolen, or damaged checks

• Fraud declines because the one-time use card has a short expiration date that cannot be overcharged

• The Explanation of Payment (Explanation of Benefits) matches the information on the payer’s paper check, allowing providers to continue using their existing process to match payments with bills and clearly identify the covered services

The InsurCard Advantage

• We provide a vertically integrated solution, with key functions—including the Call Center, Development, IT, and EFT—managed in-house

• Providers do not need to enroll

• Providers continue to use their existing office technology

• Because payments are not consolidated, providers and payers can reconcile them easily, while payers can efficiently manage exceptions, corrections, and voids

• Accepted by more than 650,000 health care providers

• As the authorizing processor, we maintain end-to-end control and equip our Call Center agents with real-time access to resolve provider issues and deliver exceptional customer service

• We experience a first time acceptance rate of over 70% among healthcare providers

Benefits

• Implementation is at no cost to the payer (insurer or TPA)

• The program significantly reduces payment processing and mailing costs while eliminating delays and uncertainty caused by mail delivery or address changes. It also prevents lost, stolen, or damaged checks

• Fraud declines because the one-time use card has a short expiration date that cannot be overcharged

• The Explanation of Payment (Explanation of Benefits) matches the information on the payer’s paper check, allowing providers to continue using their existing process to match payments with bills and clearly identify the covered services