BENEFITS

Legal Compliance

  • InsurCard has written approval for use in most states

Reduce Handling Costs on All Payments

  • Save up to 85% of check issuance and post-issuance costs

Complete Program with Quick, Easy Implementation

  • Savings start immediately

Reduce Fraud Possibilities

  • Cards are PIN protected and can be deactivated if lost or stolen

No Lost, Stolen Check Replacements

  • The Bank assumes responsibility for a lost or stolen card
  • Lost or stolen cards can be blocked preserving unused funds

Improve Cash Flow, Cash Control, & Record Keeping

  • Payments load exactly when required
  • Timely reconciliation of fund transfers

Eliminate the Uncertainty of Mail

  • No need to mail early to meet statutory requirements
  • No more returned checks due to address changes

Improve Customer Service

  • 24/7 bi-lingual call center
  • Deliver necessary benefits to your customers and their claimants immediately

Gain a Competitive Advantage in the Marketplace

  • Realize savings that can be passed on to policyholders
  • Deliver superior benefits

An InsurCard Visa® Prepaid Card

No Need for a Bank Account or to Provide Personal Bank Account Information to the Insurance Company

Funds Delivered Immediately:

  • No waiting for a check to arrive in the mail
  • No waiting in line to get cash
  • No waiting for the check to clear
  • No more check cashing fees

Get cash from the ATM

  • At over 400,000 ATMs nationwide.
  • No surcharge for withdrawals at our surcharge-free network of ATMs when using the InsurCard for Workers Compensation payments

Use InsurCard for Shopping & Paying Bills

  • Anywhere Visa debit cards are accepted
  • To pay bills and shop on the Internet

Most Bank Tellers Can Dispense Cash Off of the InsurCard Prepaid Card.

Funds on InsurCard are Protected by The Visa Zero Liability Policy*

  • Cardholders are protected against lost or stolen cards

24/7 Customer Service by Phone and on the Web

  • Live, bilingual, customer service representatives available by phone
  • Check balances and get personal assistance wherever and whenever needed

WORKERS COMPENSATION

Reloadable Prepaid Cards

For Workers Comp, Disability, & Annuities...

» Learn More

PROPERTY CLAIMS

Instant-Issue Prepaid Cards

For Homeowners, Auto-mobie, Liability, and Catastrophe claims

» Learn More

DID YOU KNOW...

Prepaid Cards are used to pay benefits in 48 states.

* The Visa Zero Liability policy covers U.S.—issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.