Over 30 years as an insurance operations executive and management consultant.

Bob is the founder of InsurCard.  Bob's early career was as Operations Officer for CIGNA International Claims and Zone Operations Officer responsible for nine CIGNA field offices.  Then, in 1997, Bob founded Service Network Design LLC, a consultancy specializing in insurance operations and service centers.  As a management consultant, Bob led the restructuring of Claims operations at CIGNA, Prudential, OneBeacon, and NJM.  Bob managed the offshore outsourcing of Prudential's claims operations to Ireland.  Bob also managed the installation of re-loadable debit cards for a major credit card company.  The concepts behind InsurCard grew out of Bob's work in the debit card industry.

Over 30 years as an insurance IT executive and management consultant.

Roy has been with  InsurCard  since its inception in 2007.  He had been working at Service Network Design LLC since 2003.  Previously, Roy had been Vice President of Information Systems at Prudential.  He has over 30 years of experience in Life and P&C insurance companies both as an executive and as a management consultant.  Roy has worked with CIGNA, Connecticut Mutual, Mass Mutual, One Beacon, and several major insurance agencies and brokers.

Richard joined InsurCard in 2009 to lead our sales and marketing efforts.  Previously he had been President of Meek Business Solutions, Inc., a provider of financial solutions to the insurance industry and to self-insured companies to streamline their operations by significantly lowering processing costs.  Prior to MBS, Richard was managing principal of a sales and marketing agency.

Over 12 years in P&C Claims.

In 2007, Michael joined Service Design Network to support the InsurCard program.  Mike has extensive experience in property and casualty claims and account management.  Before joining InsurCard, Mike served first as a claims manager and then as an account executive for the risk management firm Cohen-Seltzer, managing the firm’s loss-sensitive accounts.  Prior to that, Mike worked as a claims adjuster with CIGNA/ACE-INA, then GEFA.